Pay 50% Now, 50% in 30 Days

Welcome to Everything I need! We offer a convenient payment system that allows you to split your payments for your purchases. Please read the following terms and conditions carefully before using our services.

**Payment Process:**
1. **Initial Payment:** When you make a purchase using our payment system, you are required to pay 50% of the total purchase price as an initial payment.

2. **Remaining Payment:** The remaining 50% of the total purchase price will be due 30 days from the date of the initial payment.

3. **Automatic Deductions:** To simplify the payment process, we will automatically deduct the remaining 50% from the payment method you used for the initial payment on the specified due date.

To use our payment system, you must:
- Be at least 18 years old or the age of majority in your jurisdiction.
- Have a valid payment method.
- Agree to these terms and conditions.

**Cancellations and Refunds:**
1. **Cancellation:** You may cancel your purchase within 24 hours of the initial payment. If you cancel within this time frame, no further payments will be deducted, and you will be refunded the initial payment.

2. **Refunds:** After 72hours, no cancellations or refunds will be allowed, and the remaining payment will be automatically deducted as scheduled.

**Late Payments:**
1. **Late Fees:** If your remaining payment is not successfully deducted on the due date, a late fee may apply as specified in your purchase agreement.

2. **Communication:** It is your responsibility to ensure that your payment method has sufficient funds and is up-to-date to avoid late fees.

**Security and Privacy:**
We take the security and privacy of your payment information seriously. Your data will be handled in accordance with our privacy policy.

**Changes to Terms:**
We reserve the right to update or modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website.

**Contact Us:**
If you have any questions or concerns about our payment system or these terms and conditions, please contact our customer support team.

By using our payment system, you agree to abide by these terms and conditions. Thank you for choosing Everything I need.